Starting again from nothing is something that we all have to do at some point. Sometimes its after a big purchase (such as a house or a car) and sometimes its after a breakup, or emergency in your life which you have to spend money on. It will probably leave you feeling raw, dejected and hurt.
So what can you do? Here are some steps which will help:
1- Assess your situation honestly, if you havent already, do a budget of your incomings and outgoings (more information earlier in the blog on this)
2- Figure out what you DO have, such as family, friends, cars, houses, anything, even the clothes on your back if thats all you have, or nothing! Be thankful for what you do have, you can be virtually guarranteed there are others worse off out there!
3- Dont be too proud to shop for clothes from charity shops, or to eat budget food. Often people who are rich do this! (How do you think they got rich??) Also if someone offers you help then you could do worse than let a friend help you. Just make sure you pay them back when times get better :)
4- Learn to appreciate the simple things in life, finding coins on the ground for example, or taking a nice long walk.
5- Forgive yourself for allowing yourself to be in this position, theres no shame to it, the quicker you stop feeling sorry for yourself the quicker you can be back on the road to financial freedom!
6- Keep your budget in order, and feel good when you are reaching small goals you set yourself, first ten pounds/dollars etc, each small step is 1 more step along the road!
7- Realise that you will get there one day, and learn from the mistakes you made to get into this position in the first place.
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